top of page

Understanding the Basics of Golf Handicap System

  • clairebambino
  • Aug 21, 2024
  • 5 min read

Updated: Apr 16

Ever wished you could play golf against your buddy, even though they're a scratch golfer and you're just starting out? That's where golf handicaps come in!

They're a numerical rating system that evens the playing field, allowing golfers of all skill levels to compete fairly. Imagine it as a way to add strokes for beginners and shave some off for experienced players, making the final score a truer reflection of each golfer's performance on that day, rather than their overall skill.

So, if you're curious about how to challenge yourself against different opponents or want to track your own improvement over time, then understanding golf handicaps is a great place to start.


👉🏾 What is a Golf Handicap?

A golf handicap is a numerical measure of a golfer's skill level. It is used to level the playing field between golfers of different abilities, so that they can compete on a more equal footing.

In this numerical rating system:

  • Lower handicaps indicate better golfers. They are awarded fewer strokes to account for their skill.

  • Higher handicaps represent newer or developing golfers. They receive more strokes to make the competition fairer.


👉🏾 When Was the Golf Handicap Created?

The exact date of the golf handicap's creation is a bit hazy, but we can say it originated sometime in the late 17th century.

  • The earliest record comes from a student's diary in Edinburgh, Scotland, around the 1600s. This suggests golfers were already figuring out ways to even the odds back then.

  • The term "handicap" itself wasn't used in golf until the late 19th century. The first official handicap system was introduced by the United States Golf Association (USGA) in 1897.


👉🏾 How Does a Golf Handicap Work?

A golf handicap works by translating a golfer's skill level into a number of strokes they are expected to take above par* for a course. [*In golf, par is the target score for a hole, kind of like a goal in other sports. It's the number of strokes a very skilled golfer is expected to take to get the ball in the hole. There are par 3s, par 4s, and par 5s, depending on the length of the hole. Shooting par means you did well, while scoring lower than par is even better (birdie, eagle) and higher than par is less ideal (bogey, double bogey)].


Here's a breakdown of the key concepts:

  • Handicap Rating: This number reflects a golfer's average scoring ability compared to par, considering their recent performance. Lower handicaps indicate better golfers who are expected to score closer to par, while higher handicaps represent golfers who typically score above par.

  • Course Rating & Slope Rating:  These ratings assess the difficulty of a particular course. The course rating reflects the score a scratch golfer (someone with a handicap of 0) should shoot on that course under normal conditions. The slope rating indicates how difficult the course is for golfers with higher handicaps.

  • Handicap Allowance:  This is the number of strokes a golfer with a specific handicap receives on a particular course. It's calculated by multiplying the golfer's handicap by the slope rating and then dividing by a constant value (usually 113).

Here's the magic: During a game, golfers with handicaps subtract their handicap allowance from their gross score (total number of strokes taken) to get their net score. This net score is essentially what a scratch golfer would have shot, considering the difficulty of the course and the player's handicap. This allows golfers of varying skill levels to compete fairly, with the final net score reflecting their performance on that day.


For example, imagine a golfer with a 15 handicap playing a course with a rating of 72 and a slope rating of 135. Their handicap allowance would be (15 * 135) / 113 = 17 strokes. If they shoot a gross score of 92, their net score would be 92 - 17 = 75. This net score of 75 is more comparable to what a scratch golfer might shoot on that same course, making the competition fairer.


The United States Golf Association (USGA) uses a formula that takes into account the golfer's best 10 scores out of their last 20 rounds. The formula is:

Handicap = (Average Score - Course Rating) x 113 / Slope Rating

Average Score: The golfer's average score over their best 10 rounds.

Course Rating: A measure of the difficulty of the golf course.

Slope Rating: A measure of how the course plays for golfers of different abilities.

The resulting number is the golfer's handicap. The lower the handicap, the better the golfer.


👉🏾 How is a Golf Handicap Used?


A golf handicap is used in a few key ways to make golf a more enjoyable and competitive experience for players of all skill levels:

  • Fair Competition:  The primary function of a handicap is to level the playing field. By factoring in skill level, handicaps allow golfers with different abilities to compete against each other. A golfer with a high handicap gets a certain number of strokes deducted from their gross score (total strokes taken), essentially giving them a head start against a lower handicap player. This translates to a net score that reflects their individual performance on that day, rather than simply their overall golfing experience.

  • Track Improvement: Handicaps are a great way to monitor your progress as a golfer. As your skills improve and your average scores come down, your handicap will naturally decrease. This provides a tangible metric to gauge your development over time and celebrate your achievements.

  • Tournament Play: Many golf tournaments use handicaps to determine the winner. Players compete based on their net scores, ensuring everyone has a fair shot at winning, regardless of their starting skill level. This opens up tournament participation to a wider range of golfers and makes the competition more exciting.

  • Friendly Games: Handicaps can also be used for casual games with friends or family. By adjusting scores based on handicaps, everyone can feel challenged and have a chance to win, fostering a more enjoyable and friendly atmosphere on the course.


👉🏾 Benefits of Having a Golf Handicap

  • It allows you to compete on a more equal footing with golfers of different abilities.

  • It helps you track your progress and identify areas for improvement.

  • It can make the game more enjoyable and challenging.


👉🏾 How to Get a Golf Handicap?

To get a golf handicap, you need to:

  1. Join a Club or Association

    • Most golf courses, public or private, are authorized to provide handicap services.

    • You can also join a national golf association like the USGA (United States Golf Association) or The R&A, which will grant you access to handicap tracking through their affiliated clubs.

    • The World Handicap System (WHS) was launched in January 2020 to provide golfers with a unified and more inclusive handicapping system for the first time. Over 124 national associations have since successfully transitioned to the system.

  2. Track Your Scores

    • You'll need to record your scores for a minimum number of rounds (usually around 5) to establish your handicap. These rounds can be 9 or 18 holes.

  3. Submit Your Scores

    • Once you have enough recorded scores, submit them to the golf course or association's handicap service. They'll calculate your Handicap Index, which reflects your average score adjusted for difficulty.

💪🏽 Level up your game: Get a handicap! 🏌🏾‍♂️🏌🏾‍♀️




bottom of page